Don't let upfront cost stand between you and a roof that protects your family. Flexible financing through Acorn Finance — 20 underwriters, rates from 6.99% APR, pre-qualify in 60 seconds with no impact to your credit score.
A roof replacement is one of the largest home investments you'll make — and in Houston's storm-prone climate, waiting isn't an option. Financing lets you get the right roof today, from a certified contractor you trust, without draining your savings.
Qualified homeowners may be eligible for $0 down payment. Get your new roof installed immediately.
Acorn Finance funds directly to RISE Roofing in 2–5 business days after approval. No delays, no runarounds.
One application. Up to 20 lenders compete for your business — you choose the best rate and term.
Check your rate without any impact to your credit score. A hard pull only occurs if you choose to proceed.
Competitive rates for qualified borrowers. Loan amounts from $1,000 to $100,000+.
Choose monthly payments that fit your budget — terms from 12 to 144 months available.
How much would you like to finance?
Checking your rate uses a soft credit inquiry that does not affect your credit score. Actual rates determined by Acorn Finance lending partners.
From application to a completed roof in 5 simple steps.
Contact RISE Roofing for a free, price-locked roof estimate. We'll inspect your roof, document the scope, and give you an exact cost before any financing discussion.
Submit one application through Acorn Finance's platform. No impact to your credit score. Up to 20 lenders review your application simultaneously.
Review loan offers side by side — rate, monthly payment, term. Choose the offer that fits your budget. No obligation to proceed.
Approve your loan, sign documents digitally, and schedule your installation. Acorn Finance funds directly to RISE Roofing.
RISE Roofing completes your installation with lifetime workmanship warranty. You make monthly payments directly to your lender.
Acorn Finance connects you with 20+ trusted underwriters — from major banks to specialized home improvement lenders — competing to offer you the best rate.
Lending partners listed are part of Acorn Finance's network. Available lenders and products may vary based on state, credit profile, and loan amount. All financing subject to credit approval by Acorn Finance lending partners. RISE Roofing LLC is not a lender and does not make credit decisions. View full lender list at acornfinance.com.
Acorn Finance's network includes lenders for excellent, good, fair, and even challenged credit. You don't need perfect credit to protect your home.
| Credit Profile | Estimated APR Range | Max Loan |
|---|---|---|
| Excellent (720+) | 6.99% – 12.99% | $100,000+ |
| Good (680–719) | 12.99% – 19.99% | $75,000 |
| Fair (620–679) | 19.99% – 29.99% | $35,000 |
| Challenged (<620) | Varies by lender | $15,000 |
APR ranges are illustrative estimates. Actual rates are determined by Acorn Finance lending partners based on your individual credit profile, income, and loan amount. Rates as of 2026.
No. Acorn Finance uses a soft credit inquiry for pre-qualification, which has no impact on your credit score. A hard inquiry only occurs when you formally accept a loan offer from a lender.
Most approvals fund within 2–5 business days directly to RISE Roofing. In some cases, same-day approval is possible for well-qualified applicants.
Yes, in most cases. Loan amounts range from $1,000 to $100,000+, covering full roof replacements, partial repairs, upgrades, and add-ons like gutters and ventilation.
Most Acorn Finance lending partners do not charge prepayment penalties, meaning you can pay your loan off early without extra fees. Verify with your specific lender offer.
With 20+ underwriters reviewing your application simultaneously, denial by one lender doesn't mean denial overall. Multiple offers are common even for non-prime credit profiles.
No. RISE Roofing does not charge any dealer fee or financing markup. The loan is directly between you and the Acorn Finance lending partner.
Finance any roofing project RISE Roofing offers — from entry-level shingle replacement to premium standing seam metal.
Complete tear-off and replacement. Finance the full project cost with terms up to 12 years.
View Service →Premium metal roofing from $16K–$34K. Low monthly payments make the upgrade accessible.
View Service →Lifetime warranty metal at $15–$20/sqft. Finance the premium without the premium upfront.
View Service →New construction roofing. Finance during the build process — coordinate with your timeline.
View Service →TPO, modified bitumen, and metal for commercial properties. Business financing options available.
View Service →Roll seamless gutters, ventilation, underlayment upgrades, and solar attic fans into your roof loan.
Get Quote →🔒 Free, no-obligation quote — Price-locked estimate in 24 hrs
